Risk, peril and hazard are all terms used in homeowners insurance. Catastrophe insurance is a type of homeowners coverage that can help you with emergency medical costs resulting from a named peril. For more information on catastrophe insurance, here are the basics:
In most homeowners insurance policies, only specific hazards will be covered and may vary by policy or insurer. Catastrophe insurance is an optional addition, or rider, you can include in a homeowners policy to help cover health costs related to a disaster.
Homeowners insurance protects your personal property against damage. It can also financially protect you and your household from unforeseen injuries caused by your own residence. However, only catastrophic insurance riders will provide broad coverage for emergency medical expenses.
It's crucial to know which hazards are included in your particular policy, and also the limits of your health insurance coverage. Injuries sustained in a natural disaster can make a difficult situation even worse. The more you can do to protect yourself and your finances, the better.
Hi, I'm Mary Clymer and I'd love to assist you. I've been a licensed Realtor in Michigan since 1997. I love my profession and strive to treat all my clients and fellow Realtors with respect, honesty and integrity. My greatest joy is to receive a second and third call from previous clients. It tells me I've made them very happy. Whether you are planning to buy or sell, that is my specialty.
I was born and raised in the Onsted area, as were my daughters and I truly care about our County and State. My family, office family and faith in God have been my rock. I am very proud to be an Associate Broker with Heart O The Hills Realty.
